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ANTI-TERRORISM and ANTI-MONEY LAUNDERING NOTICE

Important Information About Procedures for Opening a New Account — To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identified each person who opens an account.

What this means for you — When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. You may also be asked to provide a copy of the following Photo Identification Documents: a valid driver's license, a valid state issued ID card, a valid passport or other identifying documents.

FOREX RISK DISCLOSURE — Past results are not necessarily indicative of future results. Forex trading, even when done by a professional trader, presents substantial risk of loss, and only funds that a customer can afford to lose should be used for Forex trading. The off-exchange nature of this type of foreign exchange trading can increase the risks associated with such trading. Funds deposited with a Foreign Exchange dealer are not required and will not be segregated for the benefit of Foreign Exchange customers and no preferential treatment will be provided these funds in the event of a dealer bankruptcy. Foreign exchange transactions conducted online carry additional risk of loss in the event of a hardware/software failure or communication disruption. You should carefully examine whether or not Forex trading is suitable for you in light of your financial condition.

RETAIL FOREX PRICING DISCLOSURE — Under US Regulations you may be considered a Retail Forex Customer. However, IBS Forex is operating pursuant to an exemption to the National Futures Association's definition of a Forex Dealer Member. Therefore, even though you may be considered to be a Retail Forex Customer, some or all of the protections available to you if you were conducting business with a Forex Dealer Member may not be available to you. For additional information, please contact IBS Forex Compliance at 312-582-6710.

IBS Forex acts as a Principal in all Foreign Exchange transactions with its customers and as such takes the other side of your trade(s) for its own account and risk. IBS Forex may Mark-Up or Down the price(s) of these transactions. The amount of any such Mark-Up/Down will vary depending on the transaction’s size, amount of time to maturity and prevailing market conditions. IBS Forex may have offset its risk involved in these transactions directly or may have assumed the market risk of these transactions without taking any steps to hedge or reduce its market exposure.

For more information on IBS Forex’s Pricing Policies please contact the IBS Forex Compliance Department at 1-877-868-6780 Toll-Free.

TRADING SYSTEM RISK DISCLOSURE — Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.